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How can we be of Service to you?


One of the greatest feelings in the World is helping someone!  That is why we do what we do!  If you have taken the time to have read our full bios, you will see that we are passionate about giving back to our communities. We understand that the retirement phase of your life can sometimes be a frustrating process.  When one retires there are usually three questions that almost everyone asks and not always in the same order.  What is the Medicare Planning process?  Are my Long Term Care and Final Expenses properly planned out?  What should I do with my Individual Retirement Account?  Let us help you with one, two or all three of these questions.

Medicare Planning:


Medicare Planning is not always a cookie cutter aproach.  Everyone is different.  Some folks are healthy, some folks not so healthy.  Everyone has different retirement incomes and lifestyles.  We talk to people who are affiliated with the State of Michigan, Veterans, local Indian Tribes and all other walks of life.  That is where our experience comes into play when it comes to Medicare Planning.

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Healthcare Membership Plans:

If you’re looking for healthcare solutions that are designed around your needs and provide the security of great medical care at an affordable price, OneShare Health Membership plans are right for you.

  • Affordable low cost plans

  • Medical help when at home or on the road

  • A coordinated care approach

  • Access to board certified physicians

  • Nationwide coverage for travelers

  • Cost sharing plans that save you money

Long Term Care & Final Expense:


Long Term Care is always a scary and difficult subject to talk about for a lot of folks.  Unfortunetly we run into clients that just don't have family in the area, or at all.  Some folks struggle with burdening their family, and it is always good to have a discussion about Long Term Care needs when retirement is right around the corner.


The topic of Final Expense is also another hard to discuss subject, but also one that needs to brought up never the less.  Most folks wind up losing their life insurance benefits when they retire, or their term life insurance that they bought 10, 20, and 30 years ago will soon expire.  We have many affordable options for Final Expense coverage that will fit most everybody's budget.



What are you planning to do with your 401k's, IRA's, or Roth IRA's when you retire?  We have the experience and the access to many different types of annuities that will help you keep the upside gain of the markets, while also protecting you from the downside lows.  Like Medicare Planning, not all Annuities are built the same.  Some have Garauntees, Long Term Care options, and Death Benefits.  Once again there is not any one cookie cutter approach to Annuity Planning.  Everyone is completly different.  Let us help you navigate through this sometimes frustrating subject too.

Alger County Michigan Medicare Planning for Seniors by City

Au Train               Chatham             Deerton               Eben Junction    Grand Marais     Munising

Rumely                 Shingleton          Trenary                Wetmore

Baraga County Michigan Medicare Planning for Seniors by City


Baraga                  Covington           Lanse                    Skanee                 Watton


Chippewa County Michigan Medicare Planning for Seniors by City

Barbeau               Brimley                 Dafter                  DeTour Village                Drummond Island

Eckerman             Goetzville             Hulbert                 Kincheloe                       Kinross

Paradise               Pickford               Rudyard                Sault Sainte Marie           Trout Lake


Delta County Michigan Medicare Planning for Seniors by City

Bark River            Cornell                  Escanaba             Garden                 Gladstone           Nahma              Rapid River           Rock                    Wells                   Perkins


Dickinson County Michigan Medicare Planning for Seniors by City


Channing             Felch                   Foster City           Iron Mountain               Kingsford

Loretto               Norway                Quinnesec            Ralph                          Sagola              Vulcan


Gogebic County Michigan Medicare Planning for Seniors by City


Bessemer              Ironwood           Marenisco           Ramsay                Wakefield           Watersmeet

Bruce Crossing       Trout Creek        Bergland            Ewen


Houghton County Michigan Medicare Planning for Seniors by City 


Atlantic Mine      Calumet              Chassell                Copper City          Dodgeville           Dollar Bay

Hancock            Houghton            Hubbell                Kearsarge            Lake Linden         Nisula

Painesdale          Pelkie                  Sidnaw                South Range       Toivola


Iron County Medicare Planning for Seniors by City

Alpha                  Amasa                  Caspian            Crystal Falls            Gaastra               

Iron River            Stambaugh


Keweenaw County Michigan Medicare Planning for Seniors by City


Ahmeek               Allouez                 Copper Harbor          Mohawk


Luce County Medicare Planning for Seniors by City

Newberry           McMillan             Helmer


Marquette County Michigan Medicare Planning for Seniors by City

Marquette          Ishpeming           Negaunee           Gwinn                  Harvey              Big Bay

Champion           Little Lake           Republic             Michigamee           Rock                 Scandia


Mackinac County Michigan Medicare Planning for Seniors by City

Cedarville            Curtis                  Engadine                          Gould City           Hessel        Mackinac Island

Moran                Naubinway           Pointe Aux Pins                 Saint Ignace


Menominee County Michigan Medicare Planning for Seniors by City

Carney                 Daggett             Harris                Hermansville             Ingalls                 Menominee

Nadeau                Perronville          Powers              Spalding                  Stephenson         Wallace


Schoolcraft County Michigan Medicare Planning for Seniors by City

Cooks                  Germfask             Gulliver              Manistique             Seney